Since 1996, our mission as a family-owned agency has been to provide trusted and personalized auto and home insurance solutions. We proudly serve Rancho Bernardo and the surrounding areas of San Diego, safeguarding what matters most to individuals and families in our community. With decades of experience, we offer clear guidance, responsive service, and reliable coverage tailored to meet each client’s specific needs. Our professional team is committed to ensuring that you receive the best protection for your home and vehicle, allowing you to feel confident about your future. Our goal is to build lasting relationships with our clients, grounded in integrity, dependability, and peace of mind. We understand that protecting your home and vehicle is not just about insurance—it’s about securing your family’s future. Whether you’re seeking auto insurance, home insurance, or both, we are dedicated to providing professional service and personalized support to clients in Rancho Bernardo and the surrounding San Diego areas. By offering coverage options that fit your unique situation, we strive to ensure your peace of mind for years to come.
Protecting Your Family Like It’s Our Own.
Oak Leaf Insurance Brokers specializes in auto, home, umbrella, and rental property insurance.
Insuring Rancho Bernardo and All of California
Our Insurance Products
Auto Insurance
Homeowners Insurance
Rental Property Insurance
Umbrella Insurance
Commercial Auto
Recent News & Updates
Preventing a Home Insurance Claim from Getting Denied
11 / 25
11 / 25
Preventing a Home Insurance Claim from Getting Denied
Driving Safety Tips for Holiday Travel
11 / 25
11 / 25
Driving Safety Tips for Holiday Travel
Fall Home Checklist: Protecting Your Property Before Winter Hits
10 / 25
10 / 25
Fall Home Checklist: Protecting Your Property Before Winter Hits





Customer Reviews
MS
I've been with Oak Leaf Insurance for more than 25 years, and for good reason...
Mark S
DB
Started my search on Google for auto insurance in Rancho Bernardo and found Oak...
D B
DL
I started looking for auto insurance in Rancho Bernardo and found a few...
Diana L
W
Wendy is great. I move through cars like crazy and they always get everything...
wearymicrobe

Finding auto insurance has always seemed to be difficult or something to dread...
Chase C
JL
Wendy was very friendly and knowledgeable.
Jonathan L
Contact Oak Leaf Insurance Brokers
Let one of our experts customize a solution that’s right for you.
